Compliance in the electronic payment industry comes in 2 forms as of Oct 1,2015. The most recent form, EMV Compliance (Chip Card Payments / NFC / Wireless Payments) is the ability for a business to accept a chip-card or other EMV features for in-person transactions. EMV is only applicable for business types that accept payments in a face-to-face environment; Telephone and Internet payments are excluded from EMV compliance. If a business is not EMV compliant, it is subject to all liability as it applies to fraud and counterfeit transactions along with other consequences no to be limited to fines in excess of $10,000 in penalties.   PCI DSS(Payment Card Industry Data Security Standard)Compliance is to ensure all businesses that access, process, store or transmit credit card information maintain a secure environment.  All businesses that accept card payments must be PCI DSS compliant or will be subject to non-compliance fees. Since this can often be a hassle and near impossible for most business owners to keep up with, many end up paying higher fees. This, is where the CSBANK | Pain Free, EASY EMV Program comes in. We offer a white-glove service to ensure your security and keep you compliant at a low cost.